EXPLORING THE IMPACT OF PAYLATER PAYMENTS ON CONSUMER BEHAVIOR AND PUBLIC FINANCIAL MANAGEMENT: A SYSTEMATIC LITERATURE REVIEW. Dinamika: Jurnal Manajemen Sosial Ekonomi, [S. l.], v. 5, n. 1, p. 326–331, 2025. DOI: 10.51903/qq1ztp52. Disponível em: https://journal.stiestekom.ac.id/index.php/dinamika/article/view/738. Acesso em: 19 jun. 2026.