Pemberdayaan UMKM Berbasis Digital melalui Pelatihan Literasi Keuangan dan Strategi Pemasaran Online pada Xiyue dalam Meningkatkan Kemandirian Ekonomi Lokal

Authors

  • Neilin Nikhlis Universitas Sains dan Teknologi Komputer, Semarang Indonesia
  • Miftahul Huda Universitas Sains dan Teknologi Komputer, Semarang Indonesia
  • tarla Elviva Reinnamah Universitas Sains dan Teknologi Komputer, Semarang Indonesia

DOI:

https://doi.org/10.51903/jcy8bq62

Keywords:

MSME Empowerment, Financial Literacy, Digital Marketing, Economic Independence, Online Marketing Strategy

Abstract

This community service program was motivated by low financial literacy and suboptimal use of digital promotion among culinary MSME actors, resulting in poorly managed cash flow and limited business growth. This topic was selected because strengthening managerial and marketing capacities is essential to improving MSME competitiveness amid increasingly competitive market conditions. The program was implemented through a participatory-applicative approach in the form of simple financial bookkeeping training, cost control assistance, and optimization of social media-based digital promotion. Evaluation was conducted by comparing conditions before and after the program, both in terms of financial literacy understanding and business performance. The results indicated an increase in financial literacy comprehension and an average revenue growth of 12% within one month after the training. In addition, the business owner began applying data-based decision-making and more structured purchasing planning. These findings confirm that contextual training based on partners' real needs is effective in strengthening business capacity and supporting the sustainable economic development of MSMEs.

References

Saing di Era Ekonomi Digital,” E-Bisnis: J. Ilm. Ekon. dan Bisnis, vol. 18, no. 1, pp. 289–299, 2025, doi: 10.51903/e-bisnis.v18i1.2215.

[2] A. A. Widita, A. M. Lechner, and D. T. Widyastuti, “Regional Science Policy & Practice Spatial Patterns and Drivers of Micro, Small and Medium-Sized Enterprises (MSMEs) Within and Across Indonesian Cities: Evidence From Highly Granular Data,” Reg. Sci. Policy Pract., vol. 16, no. 11, p. 100137, 2024, doi: 10.1016/j.rspp.2024.100137.

[3] M. Rimawan, “Ketahanan dan Keberlangsungan Usaha Melalui Tertib Pembukuan Bagi Pelaku UMKM,” Community J. Pengabdi. Pada Masy., vol. 3, no. 2, pp. 20–25, Jul. 2023, doi: 10.51903/community.v3i2.354.

[4] Ratnaningrum, H. Susilowati, T. Hargyatni, J. Jaelani, K. D. P. Purnama, and P. Sulistyowati, “Kolaborasi Dunia Pendidikan dan Dunia Usaha dalam Mengembangkan Produk UMKM,” Community J. Pengabdi. Pada Masy., vol. 2, no. 2, pp. 83–90, Jul. 2022, Accessed: Mar. 17, 2026. [Online]. Available: https://journal.stiestekom.ac.id/index.php/Community/article/view/103

[5] R. Riyadi, A. Munawar, M. Mashadi, B. S. Marpaung, and M. Risca, “Pendampingan Pelatihan Dasar-Dasar Laporan Keuangan Bisnis Bagi UMKM Binaan Kampus IBI Kesatuan Bogor,” Community J. Pengabdi. Pada Masy., vol. 3, no. 2, pp. 57–64, Jul. 2023, doi: 10.51903/community.v3i2.358.

[6] E. Poland, R. Chornyi, and N. Chorna, “Research in Globalization The Role of Foreign Direct Investment in Promoting Economic Growth,” Res. Glob., vol. 12, p. 100337, 2026, doi: 10.1016/j.resglo.2026.100337.

[7] A. F. Cord et al., “From Technological Fixes to Systemic Change: Vision-Led Innovation for Europe’s Crop Farming Systems,” vol. 233, 104593, 2026, doi: 10.1016/j.agsy.2025.104593.

[8] S. Junlakarn et al., “Governance and Market Dynamics of P2P Energy Trading: Enhancing National Strategies in Malaysia and Thailand,” Util. Policy, vol. 99, p. 102102, 2026, doi: 10.1016/j.jup.2025.102102.

[9] S. Joshi, S. Bhattacharya, P. Pathak, N. A. Natraj, J. Saini, and S. Goswami, “Harnessing the Potential of Generative AI in Digital Marketing Using the Behavioral Reasoning Theory Approach,” Int. J. Inf. Manage. Data Insights, vol. 5, no. 1, p. 100317, 2025, doi: 10.1016/j.jjimei.2024.100317.

[10] A. Aranganathan, X. Gu, D. Wang, B. P. Vani, and P. Tiwary, “Modeling Boltzmann-Weighted Structural Ensembles of Proteins Using Artificial Intelligence-Based Methods,” Curr. Opin. Struct. Biol., vol. 91, p. 103000, 2025, doi: 10.1016/j.sbi.2025.103000.

[11] A. Entezami, H. Sarmadi, B. Behkamal, and S. Mariani, “Early Warning of Structural Damage via Manifold Learning-Aided Data Clustering and Non-Parametric Probabilistic Anomaly Detection,” Mech. Syst. Signal Process., vol. 224, p. 111984, 2025, doi: 10.1016/j.ymssp.2024.111984.

[12] A. Yulistiyono, E. Andriani, and A. Y. Rukmana, “Transformation of Modern Culinary Entrepreneurs: Strategies and Challenges in the Face of the Modern Era,” West Sci. J. Econ. Entrep., vol. 1, no. 03, pp. 155–161, 2023, doi: 10.58812/wsjee.v1i03.157.

[13] W. Ndasi and M. Lai, “Navigating Influence: A Mixed-Method Study on the Role of Social Media Influencer Type and Message Content in Driving Digital Engagement and Patronage Intentions,” Int. J. Hosp. Manage., vol. 132, p. 104152, 2026, doi: 10.1016/j.ijhm.2024.104152.

[14] C. Chen, “Asia Pacific Management Review the Mediating Effect of Corporate Culture on the Relationship Between Business Model Innovation and Corporate Social Responsibility: A Perspective From Small- and Medium-Sized Enterprises,” Asia Pacific Manag. Rev., vol. 27, no. 4, pp. 312–319, 2022, doi: 10.1016/j.apmrv.2022.01.001.

[15] D. Indrawan, A. Widi, A. Rahmana, and P. Nurhayati, “Food Banks as a Social Innovation Initiative: A Comparison of Social Enterprise Models Between Indonesia and Malaysia,” J. Open Innov. Technol. Mark. Complex., vol. 11, no. 1, p. 100464, 2025, doi: 10.1016/j.joitmc.2024.100464.

[16] L. Fogt, D. Frank, H. Alsted, and A. Odile, “From Diversity to Distinction: Exploring the Role of Diversity and Inclusion Related to Consumer Perceptions of Company Innovativeness,” J. Bus. Res., vol. 189, p. 115184, 2025, doi: 10.1016/j.jbusres.2025.115184.

[17] J. Knapp, H. Gebauer, and F. Wortmann, “Unlocking the Benefits of Direct to Consumer (DTC) Strategies Without Alienating Dealers,” Bus. Horiz., 2025, doi: 10.1016/j.bushor.2025.04.011.

[18] J. Kurniasih, Z. A. Abas, S. A. Asmai, and A. B. Wibowo, “System Dynamics Approach in Supporting the Achievement of the Sustainable Development on MSMEs: A Collection of Case Studies,” Int. J. Adv. Comput. Sci. Appl., vol. 14, no. 6, pp. 990–998, 2023, doi: 10.14569/ijacsa.2023.01406106.

[19] A. Fawaid, M. Makruf, S. Sayyidi, and S. Wahyuni, “Theoretical Model of Green Entrepreneurship and Digital Transformation in Enhancing the Sustainability of Batik MSMEs With Business Innovation as a Mediating Variable,” Clean. Prod. Lett., vol. 10, p. 100135, 2026, doi: 10.1016/j.clpl.2026.100135.

[20] B. Irawan, Suherlan, and V. Aris, “Community Service as a Driving Force for MSME Empowerment in a Sustainable Economic Ecosystem,” J. Terobosan Peduli Masyarakat (TIRAKAT), vol. 3, no. 1, pp. 483–494, 2026, doi: 10.61100/j.tirakat.v3i1.322.

[21] A. Febriani, B. Maya, and M. Arif, “Dynamic Capabilities for Omnichannel Transformation in MSMEs: A Comparative Case Study of Fashion and Furniture Sectors,” J. Open Innov. Technol. Mark. Complex., vol. 11, no. 1, p. 100498, 2025, doi: 10.1016/j.joitmc.2025.100498.

[22] E. Nyirenda and Y. Romeo, “Investigating the Effect of Alternative Financing on the Performance of Micro, Small and Medium Enterprises in Zambia (MSME): A Case of Lusaka District,” Afr. J. Commer. Stud., vol. 7, no. 1, pp. 72–85, 2026, doi: 10.59413/ajocs/v7.i1.8.

[23] M. Aldossary and G. Agag, “Data Driven Agility in the UK Retail Sector: How SMEs Innovate in Dynamic Environments Through Experimental Evidence,” J. Retail. Consum. Serv., vol. 90, p. 104716, 2026, doi: 10.1016/j.jretconser.2025.104716.

Downloads

Published

2026-03-24

How to Cite

Pemberdayaan UMKM Berbasis Digital melalui Pelatihan Literasi Keuangan dan Strategi Pemasaran Online pada Xiyue dalam Meningkatkan Kemandirian Ekonomi Lokal. (2026). Community : Jurnal Pengabdian Pada Masyarakat, 6(1), 75-84. https://doi.org/10.51903/jcy8bq62